What Is Intergenerational Split Dollar and How Does It Work?
Intergenerational split dollar is a means for a family member with significant assets to pay for life insurance on the life of a family member with lesser wealth. Typically Generation 1 (grandparents) pays for life insurance insuring Generation 2 (children) for the benefit of Generation 3 (grandchildren). The session will cover all the information you need to determine the suitability of an intergenerational split dollar plan for your clients, in light of relevant regulations and recent Tax Court activity.
You will learn:
- Mechanics of intergenerational split dollar
- Different plan design options
- Tax implications of the plan
- Target market for the plan
Cynthia Crino, CLU, ChFC, is the second VP, Advanced Markets Business Development, Guardian Life Insurance Company. She is responsible for leading and managing the sales campaigns and business development aspects of the BRC, to support Guardian field leadership and advisors in the creation of activity and sales for the financial planning needs of Guardian prospects and clients. Cynthia has over 25 years of experience in the insurance industry, with a strong background in Advanced Sales/COLI, concept marketing, and strategic planning. Prior to joining Guardian, Cynthia was at John Hancock as the AVP of Advanced Market Solutions and Strategic Support. Cynthia holds a BA in Mathematics/Anthropology, cum laude from Wellesley College.
1 CFP® credit, 1 CPE (accounting) credit, and 1 Professional Recertification (formerly PACE) credit have been approved.
$5.00 fee per credit.
You must participate in the live webinar in order to earn CE credits. For those requesting credits, a certificate of completion will be emailed to you about a week after the webinar, upon successful completion of the webinar. For CFP® credit, FSP will report your credit to the CFP Board for you after the webinar.
Registration Fee (includes live webinar, PowerPoint, and access to the archived program)
||FSP Premier Members
|Prof Recertification (PACE) Credit:
* FSP Members still need to register as usual.
- Register online by selecting the "Register" button above.
- Call our Member Services department at 800-392-6900, Monday–Friday, 9:00 a.m. – 4:00 p.m. ET
- Refund Policy
Upon registration, you will receive instructions via e-mail on how to participate in the program. The e-mail will also include instructions for downloading the PowerPoint presentation.
How Webinars Work
All you need to participate in a webinar is a computer with Internet access to view the live presentation. For the audio portion, you have the option of listening to the program through your computer's speakers (VOIP) or through the telephone. If you prefer not to view the Web presentation, you have the option to listen only over the phone.
Test your connectivity to GotoWebinar.
You can also join a webinar from your iPhone, iPad or Android device. To get the GoToWebinar app:
Make the most of your webinar experience—check out these tips.
This program will be recorded and archived and the link to the recording will be emailed to all registrants about a week after the webinar.
Can't attend the live webinar? Register anyway and you will automatically be sent the link to the recording.
The recording will also be accessible by all FSP members in the Member Resources area of the Website within 24 hours of the webinar.
The recording will include both the audio portion and PowerPoint slides.