Clients don’t always understand the interactions between different types of income and deductions, leading to potentially significant tax inefficiency in their retirement strategy. Advisors can help their clients account for the key variables of life expectancy, tax efficiency, and sequence of withdrawals. This program will help advisors learn how to identify which accounts clients should withdrawal from, and when, in order to make better decisions about their retirement strategy.
The speaker will cover:
How to identify future tax issues
- How to optimize Social Security and not end up with a tax torpedo
- Why Roth conversions may help
- Considerations for tax-efficient harvesting patterns
Joe Elsasser, CFP, RHU, REBC is president of Covisum, a fintech company providing software, training, and support for financial advisors and enterprises. He is a Certified Financial Planner® and continues to work with individual clients through his own registered investment advisor firm. In 2010, Joe developed Social Security Timing® software because, as a practicing financial advisor, he couldn't find a Social Security software that would help his clients make the best decision about when to elect Social Security benefits. Since its launch, Social Security Timing has grown exponentially, now serving over 20,000 financial advisors nationally. Through Covisum, Joe introduced Tax ClarityTM in 2016 and in early 2017, Covisum acquired SmartRisk. Based in Omaha, Nebraska, Joe co-authored “Social Security Essentials: Smart Ways to Help Boost Your Retirement Income,” is a regular speaker at industry events, and is frequently interviewed by trade and national media.
1 CFP® credit, 1 CPE (accounting) credit, and 1 PACE/PRCE (Professional Recertification) credit have been applied for.
$5.00 fee per credit.
You must participate in the live webinar in order to earn CE credits. For those requesting credits, a certificate of completion will be emailed to you about a week after the webinar, upon successful completion of the webinar. For CFP® credit, FSP will report your credit to the CFP Board for you after the webinar.
Registration Fee (includes PowerPoint and access to the archived program)
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Upon registration, you will receive instructions via e-mail on how to participate in the program. The e-mail will also include instructions for downloading the PowerPoint presentation.
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This program will be recorded and archived and the link to the recording will be emailed to all registrants about a week after the webinar. The recording will also be accessible by all FSP members in the Member Resources area of the Website within 24 hours of the webinar. The recording will include both the audio portion and PowerPoint slides.